Michael Trivich
Managing Director, Chief Credit Officer
Michael Trivich joined SMBC MANUBANK in June 2024 as Managing Director, Chief Credit Officer, leading the 2nd line of defense Credit Risk Administration function. In this role, Michael oversees the development and implementation of the bank’s credit risk policies and strategies as well as all credit transactions. With experience across lending verticals, he is responsible for building well-balanced loan portfolios with an emphasis on data quality, streamlining workflows, enhancing reporting capabilities, and maintaining prudent credit risk controls. Michael reports to the Chief Risk Officer and partners with SMBC Americas Division to achieve overall corporate goals.
Before joining SMBC MANUBANK, he served as Senior Vice President, Credit Executive at Bank of Montreal (BMO), where he oversaw the bank’s 2nd line credit risk function with direct supervision of the Senior Credit Risk Officers covering the U.S. and Pacific Rim Countries’ commercial portfolios. Prior to that, Michael held multiple strategic development and growth-focused positions in 1st line and 2nd line credit risk management at 1st Century Bank, Division of MidFirst Bank; Opus Bank, Bank of America, PNC, Bank of Indiana, and MainSource Financial Group.
Michael resides in the South Bay area of Los Angeles, where he shares an active lifestyle with his family and friends. He enjoys hiking, cycling, and driving the classic 1962 Buick Electra 225 Coupe he restored.
Michael resides in the South Bay area of Los Angeles, where he shares an active lifestyle with his family and friends. He enjoys hiking, cycling, and driving the classic 1962 Buick Electra 225 Coupe he restored.