SBA Loans
Smart financing for your next big idea
You need timely funding for expenses ranging from equipment and real estate purchases to debt refinancing. Our lending team can connect you with loans backed by the U.S. Small Business Administration that feature financial terms designed to help you take on the next challenge.
Loan flexibility1
Borrow funds for everything from working capital and equipment purchases to business expansion and acquisitions
Real estate acquisition
Minimum down payment with repayment terms of up to 25 years makes it easier to borrow funds to buy property or build new facilities
Expert guidance
Our lending team will guide you through the application process and help you get the right financing
SBA 7(a) Loan Program
- Finance working capital
- Provide funding to purchase an existing business
- Refinance existing debt, under certain conditions
- Obtain funding for franchise acquisition
- Purchase, build, improve or expand owner-occupied commercial real estate with up to 90% financing
- Acquire machinery and other business equipment, with up to 100% financing and generally lower payments than leasing
Loan Details
- Loan amount is up to $5 million
- Repayment terms up to 25 years for real estate, up to 10 years for equipment, business purchases, and/or working capital
SBA 504 Loan Program
- Designed for the purchase of owner-occupied commercial real estate
- Purchase, build, improve or expand owner-occupied commercial real estate
Loan Details
- Loan amount is up to $5 million
- Down payments as low as 10% for owner-occupied commercial real estate
- Repayment terms up to 25 years for real estate
- Fixed or variable rate on bank first trust deed
- Fixed rate on CDC/SBA second trust deed
SBA CAPline
- Line amount is up to $5 million
- Lines of credit offer your business fast access to needed capital
- Asset-Based and Working Capital CAPLine
1All loans, lines of credit and other credit products are subject to credit approval.